FundMeU/Trust & safety

Prohibited content

What you cannot raise funds for on FundMeU, and why.

Universal prohibitions

The following are blocked across every category at MVP:

  • Solicitation for cash, gift cards, cryptocurrency, or wire transfers outside the FundMeU payment flow.
  • Promises of investment returns, ROI, profit-sharing, or repayment terms.
  • False claims of charitable status or tax-deductibility.
  • Misrepresentation of beneficiary identity, including deepfake or synthetic-persona content.
  • Hate speech, harassment, doxing, or content targeting protected classes.
  • Content endangering children or revealing identifying information about minors without consent.
  • Connections to OFAC-sanctioned jurisdictions.
  • Active fraud or scam patterns (duplicate stories, copy-paste from existing campaigns).
  • Content already removed from FundMeU within the past 12 months from the same organizer or beneficiary identity.

Categories supported at launch

FundMeU is a personal-fundraiser platform. We support these categories for new campaigns: medical, memorial / funeral, emergency assistance, animal medical, family, education, community, and sports. Young-adult activities is a private pilot category gated to allowlisted organizers. Anything outside this list is not in scope.

Categorically out of scope

The following are not in scope for any campaign on FundMeU and may be restricted or prohibited by federal or state law. Wording here is the platform's policy posture; final language will be reviewed by counsel.

  • Investment, securities, loans, or debt repayment. Any campaign that promises ROI, dividends, repayment, profit sharing, or ownership in a venture in exchange for contribution. This includes cryptocurrency / token sales and revenue-share offers.
  • Political and election-regulated activity. Candidate fundraising, political action committees, FEC-regulated electioneering, ballot-measure campaigns, and lobbying expenditures. Personal-fundraiser platforms are not the right vehicle for these and they fall under separate campaign-finance regimes.
  • Weapons, ammunition, explosives, and tactical gear. Including parts, kits, and accessories. Whether or not state-legal, weapons fundraising creates compliance and donor-safety risk we will not take on.
  • Regulated goods and services. Including alcohol, tobacco, cannabis (regardless of state legality), prescription drugs, controlled substances, gambling, adult / sexual content, and anything restricted under federal or state law for sale or distribution.
  • Cosmetic veterinary procedures. Animal-welfare consideration; medical-need cases stay in the animal-medical category.
  • Legal defense and legal-services fundraising. Legal-defense funds carry their own disclosure / trust-account regimes that are outside what FundMeU is set up to handle. Personal fundraisers for incidental legal costs (e.g. a court filing fee inside a covered emergency) are evaluated case-by-case under the relevant in-scope category.
  • Other.If a fundraiser doesn't fit one of the supported categories, it is not in scope. The deliberate result is fewer categories, more clarity for donors.

Category-specific prohibitions

Each MVP category adds its own rules. For example, medical campaigns prohibit experimental-treatment promises, memorial campaigns prohibit deepfake content of the deceased, emergency campaigns prohibit recurring fundraising framed as a single emergency, and animal campaigns prohibit breeding expenses. Full per-category policy lives in our internal policy doc; donor-facing copy on the campaign page describes what was checked.

Reporting a campaign

Every campaign page has a Report this campaign link in the footer. Reports go to the operator queue. We typically review within 8 business hours; medical, pediatric, and emergency cases are prioritized.

If you believe a fundraiser is fraudulent, you can also report it to the Federal Trade Commission at reportfraud.ftc.gov or to your state Attorney General. FundMeU does not file reports with these agencies on your behalf.